Friday, October 03, 2008

Feeling satisfied with your frugal life

Sometimes I feel weird about being so frugal. Sometimes I feel embarrassed and don't want people to know how frugal I am. I think part of that is because we really have to be frugal to live comfortably on Kevin's teacher salary. But I don't like it when I feel that way. It is all about choices and these are the choices we have made, so I should be happy and proud of them.

Last night I broke out the Complete Tightwad Gazette again - every fall and winter I get the itch to read through this wonderful book again. I have taken to just flipping to random pages and reading wherever I land. It is too predictable for me to just read straight through I guess. Last night after reading a page or two from where I flipped I came across her article How To Avoid Feeling Deprived (p 232). This looked like something I needed to read.

Dacyczyn says that there are 3 points to consider to overcome the feelings of deprivation.
First, recognize that you are engaging in the discipline out of choice. You decided to give up something so that you can have something else.
Hmm, that sounds good to me. I chose to be frugal and do things like hang my laundry, cook from scratch, not eat out much, have no car payment (even though I desparately want a new car) and keep our heat low, not because I can't afford those things, but because if I want to afford other things like having Emma in gymnastics and the kids in other activities I need to cut somewhere in my budget. Being frugal allows me to afford the things that I consider important for my children.

Second, as you cut back, give up expenses in the order of the ones that provide the least value for dollars spent.

As you can see from my example above, using my dryer is lower on the priority list than having my kids be active in sports and things. Other people will have a different order of things. Maybe they really value buying new clothing instead of used, so they don't eat out to accomodate for that in their budget. Not everyone is frugal because they have to be, we don't have to be anymore. But we are frugal because we want to be able to do things that our budget would not allow for if we weren't frugal. Basically, living a frugal lifestyle allows us some extras that we wouldn't be able to afford if I weren't frugal.
Third, do not compare your economic situation to those of
others.
.
I think this is true in most situations. Every person's situation is different and as hard as it may be, comparing ourselves to others usually just makes us feel worse. Other people are making different choices than I am. Even other frugal people are going to be frugal is different areas than us.

Life is about choices and realizing that your behavior is a choice that you have made should help us to not feel guilty, weird or embarrassed by our behavior. The things we do are our choices and we should be proud of them. After reading this article and thinking over things more I am satisfied with the choices we have made. My choices may change over the years and that is fine. They may even change each month and that is OK too.

As I move through this month working our way through this challenge of 31 days of nothing, I will have to remember that this challenge is a choice I have made to help us get ahead financially a little bit. We do not have to do this, it is our choice, and I will be proud of it.

9 comments:

carrie said...

I just wanted to tell you I've been reading your blog now for a couple of weeks and really like what you have to say. You are very relatable...I am currently a teacher, pregnant with our 3rd child and I want to stop working (out of the home) and be with my kids. The caveat is that I am married to a teacher.
We are currently working towards this goal coming to fruition next year, but you have a lot of great advice. It really is an encouragement to see a family of 6 living on a teacher's salary in today's day and age. Thanks!

Sarah F. said...

Nice thoughts on choosing frugality. I have to remind myself of this sometimes too.

Marcy said...

Great points! This post really hit home with me today.

Ruth MacC said...

Hi there, thanks for the visit. Glad, and sad that yu are in the same boat as me with regards to your son.

I lovehimvery much but I know that I fuss over him too much...

Ah well, it could be a lot worse!

I read a few of your posts. Well done on your savings. Here is a blog you will like...

http://homeschoolingfour.blogspot.com/

Talk again.

Ruth

Jennifer said...

Carrie, it hasn't been easy over the years, but somehow we have made it work. I have done all sorts of random side jobs and so has my husband. sometimes that was the only thing that kept us afloat. We are finally to the point that we don't have to live on such a tight budget, but I know that it won't last forever and really if we want to save cash to pay for a new van (mine is 7 years old and is unreliable) and a new roof (it is leaking) then we really do need to still do all these things. It is hard to make ends meet sometimes, but somehow we have made it work. I hope you can do the same. Good luck and congrats on #3!

Kelly from Almost Frugal said...

This is a great post! I'm featuring it on my Sunday link round up.

Jennifer said...

thanks Kelly!

Frist said...

Frugalness is the same no matter where you live if your main income comes from teaching. fortunately we organised our priorities so that my wife was at home until all three children attended school. Now she works in the front office of the school I work in (my teenage kids attend the same school) which means she can be home when the kids are on holidays. If we had to live on my income alone, life would be very tight. Teaching has cost us a lot financially, but it has meant that Ihave been around as the kids gre up.

Anonymous said...

I wonder if it's just fall that makes us feel this way. I've been trying to embrace our frugality with a smile on my face but sometimes it's hard. I'm glad I found your blog, I think I'll get out my copies of Tightwad Gazette and reread them.

Coleen